Colorado homeowner guide

Colorado Foreclosure Statistics and Trends, 2026

By Jeff Phillips, Vindicator Solutions · Updated October 2026

Foreclosures are rising in Colorado faster than in most states, though they are still far below the levels of the 2008–2010 crisis. Here are the latest numbers we could verify, where they come from, and what they mean for homeowners.

Colorado at a glance (first half of 2026)

Measure	Colorado	Change
Properties with a foreclosure filing	3,943 (about 1 in 657 homes)	Up 57% from a year earlier, and up 121% from the first half of 2024
Foreclosure starts	3,543	Up 16.3% from 2,964
National rank	Second-largest increase in filings of any state with at least 500 filings, behind Idaho

Source: ATTOM. ATTOM counts properties with any foreclosure filing: a default notice, a scheduled auction or a bank repossession.

What’s happening locally

Front Range pre-foreclosures: ATTOM counted 1,945 Colorado pre-foreclosures in the second quarter of 2026, up 12% from a year earlier. Adams County jumped 60% to 283. El Paso County rose 4% to 307. Pueblo County’s pre-foreclosures fell 51% to 167, but its completed foreclosures rose 91% to 37 (reported by The Colorado Sun).
Northern Colorado: In Boulder, Broomfield, Larimer and Weld counties, filings from January through September 2026 reached 805, up 18%. Auction sales reached 219, up 80%, which is already more than all of 2025 (BizWest). That is the highest filing level since 2015, but far below the 7,093 filings at the 2009 peak.
Calls for help: Colorado Housing Connects, the state’s housing helpline, reported a 47% jump in calls about foreclosure or mortgage default: 1,739 contacts from January to April. Denver, Arapahoe and Adams counties had the most callers (The Colorado Sun).
Vacant “zombie” foreclosures: 3.8% of Colorado pre-foreclosure homes were vacant in the second quarter, above the national rate of 3.4% (ATTOM, via The Colorado Sun).

The national picture

Measure	Latest figure	Change
Properties with filings, first half of 2026	227,548 (1 in 632 homes)	Up 21% from a year earlier
Foreclosure starts, first half of 2026	164,566	Up 18%
Bank repossessions, first half of 2026	27,983	Up 33%
Average time to finish a foreclosure, Q2 2026	563 days	Shortest since 2013
Properties with filings, August 2026	40,277	Up 13% from August 2025
Bank repossessions, August 2026	5,794	Up 42% from August 2025
Mortgage delinquency rate, Q2 2026 (MBA)	4.37% of loans	Up 0.44 points from a year earlier
FHA loan delinquency, Q2 2026 (MBA)	11.79%	Up 1.22 points
Loans in foreclosure, August 2026 (ICE)	298,000	Highest since February 2019

The states with the highest foreclosure rates in the first half of 2026 were Florida, South Carolina, Indiana, Delaware and Illinois (ATTOM).

How today compares with the last crisis

The Colorado Division of Housing counted 46,394 foreclosure filings statewide in 2009, the peak of the last crisis. Nationwide, a record 2.9 million properties, about 1 in 45 homes, received a foreclosure filing in 2010. Today’s rise is real, but the totals are still a small fraction of those years. These sources count differently, so compare the trends, not the exact numbers. Read the history →

What this means for you

More foreclosures doesn’t mean yours has to end in an auction. Most Colorado homeowners still have equity, and equity gives you choices: catch up with a loan modification or a short-term private loan, or sell before the sale and keep what you’ve built. See the Colorado timeline →

Sources

Common questions

Are foreclosures going up in Colorado?

Yes. ATTOM reported 3,943 Colorado properties with foreclosure filings in the first half of 2026, up 57% from a year earlier, the second-largest increase of any state with at least 500 filings.

Is this another 2008-style foreclosure crisis?

Not by the numbers so far. Colorado had 46,394 foreclosure filings in 2009, and the U.S. had a record 2.9 million properties with filings in 2010. Current totals are rising but are still far below those levels.

Which Colorado counties are seeing the biggest increases?

In the second quarter of 2026, Adams County pre-foreclosures rose 60% and Pueblo County’s completed foreclosures rose 91%, according to ATTOM data reported by The Colorado Sun. Northern Colorado auction sales were up 80% through September, according to BizWest.

This guide is general information, not legal, tax or financial advice. Foreclosure dates and rules can change — confirm your situation with your county Public Trustee, a HUD-approved counselor (1-877-601-4673), or a Colorado attorney.