Foreclosure & mortgage help in Arapahoe County, Colorado
Missed mortgage payments, a Notice of Default, a sale date on the calendar, or an inherited house in Arapahoe County? Vindicator Solutions helps homeowners in Aurora, Centennial, Englewood, Littleton, Greenwood Village, Sheridan and across Arapahoe County protect their equity — free, confidential, and never an upfront fee.
- A real local person, not a call center
- Family members always welcome
See your options
Step 1 of 3Helping homeowners in Arapahoe County
Arapahoe County runs from older first-ring suburbs like Englewood and Sheridan out to newer subdivisions in southeast Aurora and the farm towns of Byers and Deer Trail. That range shows up in the calls we get: long-time owners with a lot of equity and a payment problem, newer buyers who stretched for a home and then lost income, and families handling a parent’s house in Littleton or Centennial. Whatever the mix, the clock in Arapahoe County works the same way, and the earlier you call, the more choices you have.
How the foreclosure clock works in Arapahoe County
Colorado forecloses most homes through the county Public Trustee. In Arapahoe County, that is the Arapahoe County Public Trustee. Foreclosures in Arapahoe County are handled by the Arapahoe County Public Trustee. Its website lists every active foreclosure and upcoming sale.
- Notice of Election and Demand. The lender files it with the Public Trustee — this is the “Notice of Default” that makes the foreclosure public.
- Sale date set. For most homes the sale is scheduled 110 to 125 days after recording (215 to 230 days for agricultural property).
- Court order. The lender must get a court order authorizing the sale (a Rule 120 hearing) before it can happen.
- Your cure deadline. File a Notice of Intent to Cure at least 15 calendar days before the sale and pay by noon the day before.
Dates can move when sales are postponed, so always confirm your file with the Public Trustee. See the full Colorado foreclosure timeline →
Whatever brought you here, start with a free, honest conversation.
Behind on payments
Job loss, medical bills, divorce or a payment that jumped. We look at catching up, a private loan, or a sale — before it becomes a foreclosure.
Talk it through →Notice of Default or sale date
Bailout and second-lien loans through our lender partners, or a sale that keeps your equity yours.
See my options →Seniors & families
Fixed income, a reverse mortgage, rising taxes, or a move to assisted living. We go slowly and welcome family to the table.
Get patient help →Inherited homes
Back payments, liens or repairs on an inherited house — we handle the property side alongside your estate attorney.
Ask about an estate →Cities and towns we serve in Arapahoe County
- Aurora
- Centennial
- Englewood
- Littleton
- Greenwood Village
- Sheridan
- Cherry Hills Village
- Glendale
- Byers
- Deer Trail
Zip codes we serve in Arapahoe County
- 80010
- 80011
- 80012
- 80013
- 80014
- 80015
- 80016
- 80017
- 80018
- 80103
- 80105
- 80110
- 80111
- 80112
- 80113
- 80120
- 80121
- 80122
Questions from Arapahoe County homeowners
Who handles foreclosures in Arapahoe County?
The Arapahoe County Public Trustee. It records the Notice of Election and Demand, sets the sale date and runs the sale. Foreclosures in Arapahoe County are handled by the Arapahoe County Public Trustee. Its website lists every active foreclosure and upcoming sale.
How long do I have before a foreclosure sale in Arapahoe County?
For most homes the sale is set 110 to 125 days after the Notice of Election and Demand is recorded (215 to 230 days for agricultural property). To stop it by curing, file a Notice of Intent to Cure at least 15 calendar days before the sale and pay by noon the day before.
Do you work everywhere in Arapahoe County?
Yes — including Aurora, Centennial, Englewood, Littleton, Greenwood Village, Sheridan, Cherry Hills Village, Glendale, Byers and Deer Trail. If you don’t see your area, call anyway.
Does talking to you cost anything?
No. The conversation is free and confidential, and we never charge upfront fees.
Free, neutral counseling: Colorado Foreclosure Hotline, 1-877-601-4673. More reading: what a Notice of Default means · how to stop a foreclosure sale.