Foreclosure & mortgage help in Colorado Springs
Behind on payments, holding a Notice of Default, facing a sale date, or settling a family home in Colorado Springs? Get a straight answer from a local person — free, confidential, and never an upfront fee.
- Meet in person in Colorado Springs
- Family members always welcome
See your options
Step 1 of 3Helping Colorado Springs homeowners
Colorado Springs is where Jeff is based, and we meet homeowners here in person — at the kitchen table, not a call center. We work across the city, from the Westside and Old Colorado City to Briargate, Powers and the new neighborhoods on the east side, and with military families stationed at Fort Carson, Peterson, Schriever and the Academy.
How the foreclosure clock works in El Paso County
Colorado forecloses most homes through the county Public Trustee. In El Paso County, that is the El Paso County Public Trustee (run by the County Treasurer’s office). The El Paso County Public Trustee’s office is at the Citizens Service Center, 1675 W. Garden of the Gods Road, Suite 2100, in Colorado Springs.
- Notice of Election and Demand. The lender files it with the Public Trustee — this is the “Notice of Default” that makes the foreclosure public.
- Sale date set. For most homes the sale is scheduled 110 to 125 days after recording (215 to 230 days for agricultural property).
- Court order. The lender must get a court order authorizing the sale (a Rule 120 hearing) before it can happen.
- Your cure deadline. File a Notice of Intent to Cure at least 15 calendar days before the sale and pay by noon the day before.
Dates can move when sales are postponed, so always confirm your file with the Public Trustee. See the full Colorado foreclosure timeline →
Whatever brought you here, start with a free, honest conversation.
Behind on payments
Job loss, medical bills, divorce or a payment that jumped. We look at catching up, a private loan, or a sale — before it becomes a foreclosure.
Talk it through →Notice of Default or sale date
Bailout and second-lien loans through our lender partners, or a sale that keeps your equity yours.
See my options →Seniors & families
Fixed income, a reverse mortgage, rising taxes, or a move to assisted living. We go slowly and welcome family to the table.
Get patient help →Inherited homes
Back payments, liens or repairs on an inherited house — we handle the property side alongside your estate attorney.
Ask about an estate →Colorado Springs neighborhoods we serve
- Briargate
- Stetson Hills
- Northgate
- Rockrimmon
- Old Colorado City
- Broadmoor
- Ivywild
- Knob Hill
- Hillside
- Austin Bluffs
- Palmer Park
- Powers
- Cimarron Hills
- Banning Lewis Ranch
- Wolf Ranch
- Cordera
- Pine Creek
- Security-Widefield
Zip codes we serve in Colorado Springs
- 80903
- 80904
- 80905
- 80906
- 80907
- 80908
- 80909
- 80910
- 80911
- 80915
- 80916
- 80917
- 80918
- 80919
- 80920
- 80921
- 80922
- 80923
- 80924
- 80925
- 80926
- 80927
- 80928
- 80929
- 80930
- 80938
- 80939
- 80951
See all of El Paso County or every area we serve.
Questions from Colorado Springs homeowners
Who handles foreclosures for Colorado Springs homes?
The Public Trustee in the county where the home sits. For most of Colorado Springs that is the El Paso County Public Trustee (run by the County Treasurer’s office).
How fast does foreclosure move in Colorado Springs?
Colorado foreclosures move quickly: for most homes the sale is set 110 to 125 days after the Notice of Election and Demand is recorded. To cure, file a Notice of Intent to Cure at least 15 calendar days before the sale and pay by noon the day before.
Will you meet me in person in Colorado Springs?
Yes. Jeff meets homeowners in person, and family members, attorneys and advisors are always welcome.
Does talking to you cost anything?
No. The conversation is free and confidential, and we never charge upfront fees.
Free, neutral counseling: Colorado Foreclosure Hotline, 1-877-601-4673.