Straight answers for Colorado homeowners
Written in plain English by Jeff Phillips. General information, not legal advice — and always free.
Looking for a quick answer? Read 100 homeowner questions and answers →
What a Notice of Default means in Colorado
What a Notice of Default (Notice of Election and Demand) means in Colorado, what happens next, and the options you still have.
Read the guide →Colorado’s foreclosure timeline, step by step
Colorado’s foreclosure process step by step: missed payments, Notice of Election and Demand, Rule 120 hearing, cure deadlines and the Public Trustee sale.
Read the guide →Missed a mortgage payment? What to do now
Missed a mortgage payment in Colorado? What happens at 30, 60, 90 and 120 days, who to call, and how to protect your home and equity.
Read the guide →Can you stop a foreclosure sale in Colorado?
How to stop a Public Trustee foreclosure sale in Colorado: cure deadlines, loan workouts, private loans, selling, and when to call an attorney.
Read the guide →Inherited a house in Colorado?
Inherited a house in Colorado? What to do about the mortgage, taxes, probate and repairs — and how to keep, rent or sell it.
Read the guide →Chapter 13 bankruptcy and foreclosure
What Chapter 13 bankruptcy is, how it can stop a Colorado foreclosure, who qualifies, what it costs, and when it makes sense. Not legal advice. (559) 393-1310.
Read the guide →Chapter 7 vs. Chapter 13 for homeowners
Chapter 7 vs. Chapter 13 for Colorado homeowners facing foreclosure: which can save the house, costs, timelines, credit impact and alternatives. Not legal advice.
Read the guide →Every Colorado county Public Trustee (all 64)
Links and phone numbers for the Public Trustee in all 64 Colorado counties, plus how to look up your foreclosure number, sale date and cure figures.
Read the guide →Colorado & U.S. foreclosure data, 2026
Colorado and U.S. foreclosure statistics for 2026: filings, foreclosure starts, bank repossessions, delinquency rates and county trends, with sources.
Read the guide →A short history of foreclosure in Colorado
How foreclosure has worked in Colorado since 1894: the Public Trustee system, the Great Depression, the 2008 crisis, pandemic protections and today.
Read the guide →Foreclosure news: Colorado & national
The latest foreclosure news for Colorado homeowners: state and national foreclosure reports, mortgage delinquency trends and local county updates.
Read the guide →